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AskPaul

@askpaulnow

Paul Merriman CFP® - Over 15 years' experience - Jargon Free Financial Advice - Send your questions to [email protected]

ID:806215057105424390

linkhttps://linktr.ee/AskPaul calendar_today06-12-2016 19:13:43

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Safeguard your income with Income Protection—the cornerstone of financial planning. It can cover up to 75% of your salary to ensure you're financially supported in times of sickness, injury, or incapacity subject to occupation and medical underwriting.

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Section 72 policies offers a unique opportunity to protect and grow your wealth. By utilising certain life insurance policies, you can enjoy tax planning advantages and leave a lasting legacy for your loved ones.

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Imagine where you could be financially this time next year! It all starts with creating a personalised financial plan that aligns with your goals and dreams. Take the first step towards achieving financial success today.

 

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Creating wealth starts with planning - knowing your income and tracking your expenses. It helps you to identify areas where you can save money.

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Boost your chances of a mortgage by making sure you prove to the bank that you can afford your mortgage! Savings & Rent will count when providing proof. First step is to find out how much your mortgage will cost, then make sure your rent &/or savings cover it!

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Planning your financial future? Start by setting clear goals, creating a budget, and setting up an emergency fund. Your future self will thank you!

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3 tips for buying a house in Ireland.

-Understand your mortgage options,
-Compare rates
-Get approval in principle before looking at houses!

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Don’t know what a PRB is? Basically, it’s a way to manage a previous company pension plan.  We have lots of advice on how to manage your previous pension funds. Take control of your pension.

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Pensions are still the best way to earn tax-free money. Understand your options and review your pension regularly to optimise your savings.

You can book your FREE Pension consultation at askpaul.ie/book-consultat…

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Pensions are the single best way to build wealth. Pensions grow compound interest tax-free for decades, which adds ridiculous value.

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A payday routine is a set of actions that you complete every time payday rolls around.  Having a payday routine is a solid strategy for greater control over your

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Talk money with your child. Does your child understand the concept of saving money? Help your child open a savings account and understand the basics of paying bills & saving.

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Contribute to a pension. If you don’t have access to a government or company pension, consider setting up your own pension now. Did you know you get tax relief of up to 40%

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Should you decide that maybe an extra job working part-time is suitable for you or like that, maybe if artistry or photography is your thing maybe you could make some money out of that.

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Something I say to people is if you're thinking about investing, engage with a regulated certified financial planner to make sure that's the right thing for you and protect yourself

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