Did you know all HOAs are required to register with the Utah Department of Commerce? This is separate from filing a business registration with our Division of Corporations and Commercial Code. Here's what you need to know about registering an HOA: secure.utah.gov/hoa/overview/i…

Highlights about how last session's SB26 will help bring more licensed therapists to Utah's tribal land. KUER 90.1
Utah Department of Commerce
kuer.org/health/2024-05…

Looking to work with a financial professional but need help figuring out where to start? Check out these videos on choosing the right financial professional to fit your needs and learn how to make the best decision for your financial journey: investor.gov/introduction-i….

Considering investing in low-priced securities like penny stocks?  Be aware of the risks and potential for fraud. Do your due diligence by researching the company and verifying the legitimacy of brokers. Protect your investments by knowing the risks:finra.org/investors/insi…

Learn about the work our Division of Professional Licensing is doing to build trust in safeguarding the construction industry and protecting Utahns from unlicensed contractors. youtube.com/watch?v=spdo_z…

If you are thinking about investing in cryptocurrency, know the red flags to watch for:
•Guaranteed oversized returns.
•Limited payment options.
•False claims of federal insurance.
•Unsolicited online offers.

Learn additional warning signs: cftc.gov/sites/default/….

Graduations are quickly approaching. Help your kids build good money habits as they head out into the world by talking to them about finances.
Here are some questions you can ask them to jumpstart a conversation about responsible money management:
nasaa.org/conversation-s…

Not all home loans are created equal.
Your choices can impact your monthly payment, your overall costs upfront and over time, and your level of risk. 
Explore this guide to fully understand your choices: consumerfinance.gov/owning-a-home/…

Verifying a license is the first step in hiring a trusted professional. Here are some additional steps:
·Read online reviews for the professional and their company
·Get referrals from neighbors, family, and others you trust
·Receive multiple bids/quotes
secure.utah.gov/llv/search/ind…

ICYMI: We're excited to announce Adam Watson's appointment as the new Director of the Utah Division of Corporations and Commercial Code. Watson brings an extensive background in managing investigation teams and a commitment to public service. Learn more:
blog.commerce.utah.gov/2024/05/10/new…

If you’re using social media as an investment tool, here are four things to do before handing over your money:
1. Evaluate your source.
2. Check your emotions at the door. 
3. Know the rules and the risks.
4. Watch your wallet.

Learn more: finra.org/investors/insi…

Do you have an emergency fund? Set aside three to six months of living expenses in an easily accessible account. This gives you a cushion if you suddenly have medical bills or become unemployed.
Learn how to create an emergency fund: finra.org/investors/pers…

Your identity is your most valuable asset. Don't let identity theft catch you off guard. Make sure to safeguard your information and keep your finances secure with this checklist: finra.org/investors/prot…

Have you heard of a scam called “pig butchering?” This scam combines elements of romance scams and affinity fraud to trick victims. Scammers use social media to build a relationship with their target. Learn how to protect yourself: finra.org/investors/insi…

Our Executive Director Margaret Busse and Director of the Office of Artificial Intelligence Policy Zachary Boyd had an engaging interview on ABC4 News today, discussing the launch of the new AI lab and Utah's innovative strides in exploring AI technologies and developing policies.

Attention Drivers! Beware of scam texts claiming unpaid Express Lanes tolls. The FBI Internet Crime Complaint Center is warning about 'smishing' texts threatening late fees for fake tolls. Express Lanes doesn't use texts to request payments. expresspass.utah.gov Utah DOT

If you want to start a business, one of the first things you need to do is to think about funding. Determine how much money you'll need and the best way for you to get it:
•Self-funding
• Investors
• Loans
• Crowdfunding
sba.gov/business-guide…

When selecting a business coach, be cautious of unrealistic promises, pressure tactics, and lack of transparency. Prioritize coaches who are upfront about their methods, credentials, and fees. Learn more: consumer.ftc.gov/consumer-alert…

Thrilled to have Zach start in this new role. We need more technologists in government, and now we really have one in Zach! Zach will help the State of Utah lead the nation in creating viable pathways forward for the use of AI, both in guardrails and in innovation opportunities.

We're excited to announce the appointment of Dr. Zachary Boyd as the Director of the newly established Office of Artificial Intelligence Policy. Boyd will help lead the state's efforts in exploring AI technologies and developing policies. blog.commerce.utah.gov/2024/04/30/new…