#BIZLADYCREDIT101 Having a healthy credit mix on your credit report accounts for 10% of your total credit score.
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#BIZLADYCREDIT101 #DIDYOUKNOW You are entitled to one free credit report annually per the Fair Credit Reporting Act
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#BIZLADYCREDIT101 It is a violation of the FCRA if any data furnisher puts a deleted item back on you report which is not accurate, timely, or verifiable
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#BIZLADYCREDIT101 Successful credit repair relies on knowledge of consumer laws and how they can be applied to credit reporting
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#BIZLADYCREDIT101 Too many Hard Inquires will lower consumer credit scores
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#BIZLADYCREDIT101 Researching your own credit report is suggested and your scores will not be lower as a result of requesting your own credit report
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#BIZLADYCREDIT101 A creditor must have your permission to put a hard credit inquiry on your report per the FCRA section 604
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#BIZLADYCREDIT101 #DIDYOUKNOW Almost all consumer disputes are processed through the credit bureau e-OSCAR and OCR computers with no human involved in the process
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#BIZLADYCREDIT101 Your credit score is a weights and balance of good versus bad credit. Any deletion of a negative item, or addition of positive history will increase your scores.
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#BIZLADYCREDIT101 A charge-off is a term used by creditors used when a creditor writes off a debt that they are unable to collect on
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#BIZLADYCREDIT101 A credit score is a 3-digit number used to predict the likelihood a person will pay back a loan of financial obligation
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#thebizlady #bizladycredit and #bizladycredit 101
#creditrevival #creditscoreboost #debtfix101