How much debt are people in?

It's not just credit cards and auto loans ... people are also struggling to pay their 'buy now pay later' bills

And the companies that offer BNPL deals don't want you to know how much debt is owed - that's why they fight stricter disclosure…

米国のZ世代はミレニアル世代より住宅ローン、クレジットカード、自動車ローン、BNPL等の負債を多く抱える。問題はZ世代の平均年収は2013年時のミレニアル世代より遥かに低い。Z世代のフラストレーションは非常に大きい。米国経済の分断は、特に若年層を置き去りにしている。 bloomberg.com/news/newslette…

🚨🚨 Won't stop pounding the table until BNPL gets called out for what it truly is, a disease for the consumer.

These companies don't have the same reporting standards as traditional credit companies which makes it very easy to hide how the actual consumer is really doing.

The…

Openpay firma alianza con Kueski Pay para impulsar el BNPL como método de pago online en México
marketing4ecommerce.mx/openpay-firma-…

広告会社が。

売れるネット広告社が「後払い決済」に参入、広がるD2C事業者へのBNPLサービス（EC NOW） | ペイメントナビ paymentnavi.com/paymentnews/14…

Does anyone want to create a #ReadingNook ? This #Cozy #MidCenturyModern swivel chair is somewhere you could spend HOURS reading the day away! 📚 #ReadingChair #Cozy Books #Cozy Vibes #BuyNowPayLater #BNPL
winwinx.com/products/view/…

AFRM、パウエル待ちに決まってるじゃないですか。ブラックロックも、バンガードもホールド。BNPLのリスクをレブチンが改善しているので彼のIQを楽しんでもいい。Affirm Card然り。底割れれば、それはそれでアメリカの消費者社会の底割れになるので、カナリア的な存在かも。

The Missing Piece Of The Puzzle: Behind The Inexplicable 'Strength' Of US Consumers Is $700 Billion In 'Phanton Debt'


BNPL essentially lets people dig a deeper and deeper hole of credit, which will be harder and harder to climb out of”

zerohedge.com/markets/missin…

Neither Wall Street nor lenders...

'A recent survey conducted...found that 43% of those who owe money to BNPL services said they were behind on payments, while 28% said they were delinquent on other debt because of spending on the platforms.'

bloomberg.com/news/articles/…

💥News Alert :

Rise of $150,000,000,000 'phantom debt': The risks of buy now, pay later programs

Hodl #BNB TC ⛏️🪙💎

#BNB TC #Bitcoin #BNB #Microstrategy #Saylor #ETH #DOGE #SHIB #CRYPTO #1000x #BONK #PEPE #WIF #SLERF #WEN #BOME #BNPL #debt #creditscore
youtube.com/watch?v=bdpO_z…

Z世代の債務膨らむ　生活費高騰でカード返済難しく
「ミレニアル世代が10年前に感じていたよりも、金融ストレスを強く感じている世代」カード残高に現れないBNPL（後払い決済）も急増している。Z世代のみならず様々な世代を含め、米国の負債残高は過去最高を更新している。 jp.wsj.com/articles/gen-z…

🍔 #BNPL 🍔

💥米国で流行りのBNPLは爆弾か⁉️💥

🟦BNPL

米国で流行りの金利なし後払い決済。
クレジットカードとは異なり
・借入金利なし
・利用に審査なし
・4分割払いが主流
で、BNPL企業は小売側からの加盟料で稼ぐ。

💥支払いが止まった利用者の負債は債権回収業者に売るんだと！

bloomberg.co.jp/news/articles/…

CONSUMER DEBT IS SLOWING Q2 SPENDING!
I called this on the @PBD Podcast 3 months ago. Bloomberg reported this morning based on a The Harris Poll:
'43% of those who owe money to BNPL services say they were behind on payments, while 28% said they were delinquent on other debt…

必読 BNPL✍️

bloomberg.co.jp/news/articles/…

BNPL (後払い決済）の利用が世界で広がる中、消費者がBNPL負債の支払いに苦しんでいる兆候もあるといいます。

最近の米調査では、BNPL負債のある人の43％が支払いを滞納しているとし、28％はBNPL支出が原因で他の負債を滞納していると回答。こうしたリスクの全体像はまだ把握できていないといいます。

Just realized gift cards are the anti-BNPL.

Buy Later, Pay Now.

Open Pay y Francesc Arnaez se alían para ofrecer financiamiento en compras online 😃😉😎 #openpay #kueskypay #bnpl

Video completo: vm.tiktok.com/ZMMnFVdXu/

Buy Now, Pay Later - Not Being Tracked 🩸

- 54% of people say they use BNPL to spend more than they can afford (shocker).

- How much 'extra' debt people have taken is unknown as BNPL don't disclose clearly.

- Estimates are 700 billion by 2028. Tack this onto record CC debt.…